Employment Practice Liability Insurance
Employment Practice Liability insurance, or EPLI,covers businesses against claims by workers that their legal rights as employeesof the company have been violated. EPLI provides protection against many kinds of employee lawsuits, including claims for:
- Sexual harassment;
- Discrimination;
- Wrongful termination;
- Breach of employment contract;
- Negligent evaluation;
- Failure to employ or promote;
- Wrongful discipline;
- Deprivation of career opportunity;
- Wrongful infliction of emotional distress;
- Mismanagement of employee benefit plans.
Who is EPLI for?
- Anyemployee, administrator, director or manager of the policyholder and its subsidiaries,while in the performance of their functions of managers or directors ofassociated companies acting in that position by specific request;
- Thespouse or partner of an employee, a director or an officer;
- Theexecutor or trustee of a deceased person's estate.
What does it cover?
EPLI covers the insured company and all employees, including seasonal and temporary workers. It also includes legal fees and expenses for official investigations.
